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Spouse Append: MM's marital status predictor

Is an automated marital status predictor which discovers spousal relationships and provides the ability to add gender, D.O.B and address to a member record. This allows trustees, actuaries & insurers to accurately calculate a scheme’s liabilities during the de-risking process.

spouse append

Predict a member’s relationship status. Append spouse information to the member’s pension record including Name, D.O.B, Address & Gender & identify possible beneficiaries

A member’s spouse or beneficiary may be entitled to payment following the death of a partner. If the scheme is unaware of their member’s marital status, this can lead to the risk of unexpected and potentially unknown liabilities. This is important when a scheme is going through a tri-annual valuation or undertaking valuation as part of de-risking or its end-game strategy. MM Spouse Append scans pension member databases and cross-references billions of records from multiple sources using advanced data science.

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A critical resource for Pension de-risking

MM Spouse Append helps actuaries to make better decisions by predicting a member’s marital status. When a spouse is identified, their information, including age, is appended to the member record.

The following categories will be determined for all members:
  • Married
  • Living as a family
  • Single
  • Long term relationship
  • Widowed
  • Unknown status
  • Shared living

Seamless Implementation

Spouse Append is offered as a managed service and is applied to a bulk data set.

Input data requirements

Spouse Append can process ambiguous data and is configurable based on requirements. As a minimum Spouse Append requires a member’s DOB & Postcode. However, more granular data improves results.

Process & Analysis

Analyse and cross reference data with billions of records to append spouse information and marital status.

Overview Report

Spouse Append will produce a boardroom-ready report which explains the key headline outcomes of the data processing.

MM is a trusted data enrichment and de-risking partner.
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